You’re entitled to your own opinions but not your own facts shirt
That’s essentially what it sounds like. I can’t say for sure since I’m not the You’re entitled to your own opinions but not your own facts shirt and I wouldn’t recommend doing so since it’s not lowering your balance any but if you absolutely can’t afford the minimum and you have enough credit available to get to the minimum it’s an option better than not paying at all and taking a credit hit. I personally try my best to never actually carry a balance on my credit card.
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